Terms & Transparent Process
AEC-CARS is your independent new car broker. Our primary focus is brokering direct purchases and customized installment financing at wholesale fleet terms.
Attractive Conditions & Required Documents for 4 Target Groups
🚗 Private Clients (B2C)
Factory-ordered vehicles & installment purchase at wholesale conditions – significantly lower than local dealers.
Required Documents:
✔ Car Purchase: ID Card / Passport (with registration certificate)
✔ For Financing Assistance:
- Last 2–3 salary slips
- Bank statement (last 30 days)
- Signed self-assessment form
🏢 Commercial Clients (B2B)
Maximum discounts & promotions for companies, freelancers, self-employed & fleet operators.
Required Documents:
✔ Car Purchase: Trade registration, Commercial Register (HRB), or freelancer proof
✔ For Financing Assistance:
- Latest BWA (financial statement)
- Latest tax assessment notice
- ID copy of managing director(s)
♿ Disability Discount (GdB)
Special manufacturer support for severe disability (GdB 50+) with reduced purchase prices.
Required Documents:
✔ Car Purchase: Valid severe disability ID card (min. GdB 50)
✔ For Financing Assistance:
- Last 2–3 salary or pension slips
- Bank statement (income proof)
- Self-assessment & ID copy
📰 Journalists & Press
Exclusive press discounts and special terms for journalists upon presentation of press ID.
Required Documents:
✔ Car Purchase: Valid official press ID or editorial confirmation (holding period min. 6 months)
✔ For Financing Assistance:
- Employed: Last 3 salary slips
- Freelance: BWA / Tax assessment
- Bank statements & ID copy
3 Steps to Your Dream Car
1
Configure Your Car
Build your custom vehicle on the manufacturer website (e.g. VW, Audi, BMW, Mercedes, Ford, Dacia).
2
Submit Inquiry
Send us your configuration code, link, or general model preference via our inquiry form.
3
Receive Best Offer
You will receive a binding dealer offer with maximum price advantage, to which the assigned authorized dealer is bound.
Purchase & Flexible Financing (Core Business)
Purchase Handling & Dealer Network
Upon acceptance of the offer, the assigned authorized dealer acts as the seller. They are legally bound to the submitted offer and issue the final invoice upon delivery.
100% Free Choice of Bank: You can choose installment financing directly via the manufacturer's bank, through our partner FDK-Finanz GmbH, or completely independently through any bank of your own choice.
🧮 Interactive Financing Calculator
Estimated Monthly Installment:
0,00 € / Month
- ✔ 5 Years Depreciation (AfA): Optimal tax benefits for commercial installment purchases.
- ✔ Immediate Ownership: The car belongs to you right from the start. No excess mileage fees or damage claims at return like in leasing.
- ✔ 100% Free Bank Choice: Finance via manufacturer banks, partner banks, or any bank of your own choice!
* Non-binding calculation example without guarantee. Applies exclusively to installment financing purchase.